Easy, convenient and sustainable
Clearly, in English! Our app as well as our customer sercie is fully available in English.
Pick one of our 5 sustainable investment solutions or build your own custom ETF investment solution.
You’re in the driver’s seat, with total flexibility over when and how much you deposit.
Leave the heavy lifting to us: we’ll invest your money automatically and monitor the financial markets around the clock for you.
Thanks to our very low management and custody fees, the vast majority of the returns stay with you.
Plus, you pay no transaction fees (brokerage fees) and your first CHF 2’000 are permanently free of charge.
We are an established team of experts and provide you with fast support and advice at eye level.
The renowned Prof Dr Thorsten Hens from the University of Zurich strengthens our investment committee responsible for ETF selection.
Independent doesn’t mean alone: Book an online call with Jordan or Kay.
Clearly, in English! Our app as well as our customer sercie is fully available in English.
Pick one of our 5 sustainable investment solutions or build your own custom ETF investment solution.
You’re in the driver’s seat, with total flexibility over when and how much you deposit.
Leave the heavy lifting to us: we’ll invest your money automatically and monitor the financial markets around the clock for you.
Thanks to our very low management and custody fees, the vast majority of the returns stay with you.
Plus, you pay no transaction fees (brokerage fees) and your first CHF 2’000 are permanently free of charge.
We are an established team of experts and provide you with fast support and advice at eye level.
The renowned Prof Dr Thorsten Hens from the University of Zurich strengthens our investment committee responsible for ETF selection.
Independent doesn’t mean alone: Book an online call with Jordan or Kay.
Because financial independence starts with a great feeling
All-round carefree package
Effortless investing with fair fees.
Experienced Team
Fast, personal contact
on an equal footing.
Intuitive app
Simple language instead of
financial jargon, all in one place.
Get started digitally – all set in just 10 minutes. Zero paperwork, zero bank visits.
Forget the fees – we’ll manage your first 2’000 francs for free to get you off to a flying start.
Grow more, pay less –as your assets grow (from 50’000 francs), you’ll automatically benefit from lower fees.
Zero hidden fees –we don’t charge for deposits or withdrawals, and your electronic tax statement is included for free
Total freedom –no lock-in periods, no hidden fees. We build on trust, not fine print.
Ready in 10 minutes – Digital with zero paperwork.
Fees on us – We’ll manage your first 2’000 francs completely fee-free.
Grow & benefit – Enjoy reduced fees on investments of 50’000 francs or more.
No extra cost – Free deposits, withdrawals & annual tax statement.
Total freedom – No lock-in periods
4.8
more than 1’000 reviews in App Store and Google Play Store
Thanks to findependent, establishing an ETF savings plan in Switzerland is made easy. The exceptional selection of ETFs and the low fees, in particular, contribute to the attractiveness of findependent.
Practical investment solution, very easy to use. Definitely something that will pay off in the future. I can only recommend it.
Findependent is a great investment solution where you can start for free with as little as 500 francs. And the running costs are very low in comparison.
Minimal effort for a fair and clever investment solution ‒ should be used by absolutely everyone who can put some money aside.
The app’s great! Especially because the fees are so low and I can see straight away how much I have earned with my investments.
Findependent is inexpensive, transparent and customisable. Particularly exciting? You can open various investment goals with an individual strategy!
I experience findependent as an easy way to invest responsibly. Fun!
findependent proves that investing can be very simple. But that’s not all: the scientifically based investment approach, the high level of transparency and the fair fees are further strong arguments in favour of findependent for me.
Compared to products I am familiar with, findependent offers a somewhat different investment solution – reduced to the essentials, communicated in a refreshing way and cleverly made digital. Just the right thing in this day and age. I like that!
findependent impresses with easily accessible investment solutions and favourable fees. Thanks to the modern investment app, you can easily keep track of the development of your assets.
How does findependent earn money?
You pay us an asset management fee (0.20%), which together with the custody account fee amounts to 0.40% (or less, for investment sums of CHF 50,000 or more). The fee is calculated on the value of your investment solution at the end of each quarter and debited directly to your findependent account.
Is findependent safe?
findependent is a FINMA-licensed asset manager. FINMA is the Swiss Financial Market Supervisory Authority. Your funds are held securely in a securities custody account with our partner bank. All ETF investments are not included in the liquidation assets, neither in the event of the bankruptcy of findependent nor of our partner bank. The ETFs are special assets. Only the 2% of your investment amount, which is always held in your findependent transitory account, falls into the bankruptcy estate. However, you are protected up to CHF 100,000 by the depositor protection.
How much interest does findependent pay?
The findependent account only holds 2% of your investment amount, we do not pay interest on this. In the past, the findependent investment solutions returned between 2.9% and 5.8% per year (on average over a period of several years and net, i.e. after deduction of all costs).
What to do with the money in your savings account?
With a broad-based and favourable investment solution, you can benefit from long-term economic growth. This allows you to make more of your money and prevents the purchasing power of your savings from falling due to inflation. With a medium risk appetite, you can expect an average annual return of around 5% over a longer-term investment horizon.
How can I invest money without risk?
Nothing happens entirely without risk. Even a savings account harbours risks, in this case in the form of a loss of purchasing power due to inflation. However, if you invest in a broad-based investment solution, you can significantly reduce the fluctuation risks. With a long-term investment period, the probability of success can even rise towards 100%.
What should I invest in?
Invest broadly and make sure that the instruments used are cost-effective. Investment solutions that rely on ETFs have proven their worth. The longer the investment horizon, the higher the proportion of equity ETFs can be. The shorter the investment horizon, the more different asset classes you should hold, such as bond ETFs, property ETFs and precious metal ETFs.
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